Business Tools

Understand your numbers. Make stronger decisions.

MTTA business tools are built for owners who need practical answers—not complicated financial theory. Each resource is designed to turn business information into a clear next step.

Featured tool: Know Your Numbers — What Should I Charge?

A pricing and profitability checkup for one-person service businesses. Use your own income goals, expenses, available workdays, billable hours, materials, subcontractors, and debt to see what your rate really needs to cover.

  • See your break-even, target, and cash-flow-safe hourly rates
  • Understand the effect of overhead, debt, and nonbillable time
  • Review material and subcontractor profitability
  • Spot pricing gaps before they become cash-flow problems

One-time purchase: $27

View Know Your Numbers

More tools are coming

Future MTTA resources will continue to focus on the decisions small-business owners face every day: pricing, cash flow, profitability, bookkeeping, and planning.